Car-Auto Accidents

Call our office today at (760) 777-8377.
Oprima Aqui Para Espanol

Read further to learn about the Phases of Whiplash Below

WHAT IF I WAS IN AN AUTO/CAR ACCIDENT ?

At somepoint most of us will eventually get into an auto accident throughout our lives. The question is when will it happen and how bad will it be?

You can drive as defensive as possible, but they are called accidents for a reason. When this happens it is important to know what to do if you or someone you know gets into an auto accident.

1. You must seek treatment asap.
At first you will be in shock and may not feel major pain. It is always smart to go to the emergency room at the local hospital to rule out fractures and other serious injuries.

2. After you leave the emergency room, you may notice that you are still experiencing discomfort. If this is the case...you should make an appointment at our office to get an evaluation to find out if you have any structural damage.

NOTE: The longer you wait after an accident to come to our office, typically the longer it takes to get you better.

3. Most auto insurance companies have what is called Med Pay. If you have Med Pay, then your medical bills will be covered up up to 100% to a certain limit. If you are unsure, then you can call our office and we would be happy to assist you.

4. If you did not cause the accident: . The other party's car insurance should cover your medical bills in our office. Again, we will do all the paperwork for you.

5. At the accident scene, get as much information on the other driver or drivers as possible. An accident report by Police is always helpful, but not required to have a case.

6. Make sure you have an evaluation before you decide to settle with an insurance company. Setting before your injury is resolved can leave you 100% responsible for all future medical bills.

7. Insurance companies can give you trouble after an accident. Having a reputable attorney to represent you is necessary at times. We have a number of reputable and highly qualified Attorneys who we can refer you to for a complimentary consultation. Hiring a reputable Attorney essentially takes you out of the direct bargaining process with the insurance company and all the paperwork and phone calls associated with that and lets you concentrate on healing.

8. Injuries sustained after a accident if left untreated can lead to spinal degeneration and a host of other problems for years to come.

FINAL NOTE: We find that many people involved in an car-accident that was their fault never get treatment.

This tends to be due to the fear that their insurance will go up after a claim is filed.

Your MED PAY is why you have auto insurance in the first place.
Many insurance companies will not raise your rates after 1 or even 2 accidents in the same year.

THESE INJURIES CAN TURN INTO CHRONIC PROBLEMS THAT YOUR AUTO INSURANCE WILL NOT COVER IN THE FUTURE. IF YOU HAVE BEEN IN AN AUTO ACCIDENT IT IS EXREMLY IMPORTANT TO SEEK MEDICAL ATTENTION AS SOON AS POSSIBLE BEFORE ITS TOO LATE.

YOU OWE IT TO YOURSELF TO COME IN AND GET CHECKED.

Call our office today at (760) 777-8377.

Once you come to our office, you will see that it is fully equipped to treat and care for most muscle, joint or nerve injuries.  We will put your case on a lien and not hold you responsible for payment until the case settles.  Once you fill out the paper work, all you will have to do is worry about getting better.  We can even provide an attorney for you.
We utilize a unique combination of ancient healing arts that have helped millions integrated with 21st technology to get you better as quick as possible.  We use Acupuncture, Hi-tech chiropractic (no popping or twisting), physio-therapy, home exercises, laser therapy, post whip-lash rehabilitation as well as on-site x-ray.  You can get everything under one roof

Here is some more information about auto accidents and car insurance in California.

California Auto Insurance

Medical Payments Coverage  - This is very important to have.  It pays your doctor bills if you are in an accident even if the accident was your fault. It also pays your doctor bills if you are injured while a passenger in someone else’s car no matter whose fault it is.  Not only that, your spouse and all relatives living in your home are covered in any car they are in. It will pay 100% for any doctor, hospital, or ambulance with no deductible up to the limits you choose.  You can purchase $1,000, $2,000, $5,000, $10,000, $25,000 and even $100,000 from some companies. BEWARE: Some companies trick you into buying an “Excess” Medical Payments policy for a few dollars less. It is not worth it and they sometimes sneak in a $2000 deductible, too. Avoid the “Excess” type of this coverage and don’t get one with a deductible.

Uninsured/Underinsured Motorist Coverage - This is a very important coverage for you that is also inexpensive. If you are hit by an uninsured or underinsured driver, this coverage pays for medical bills, pain and suffering for you and your family. If someone hits you that only as 15/30 limits and you have 100/300 Uninsured Motorist (UM) limits, the other driver’s insurance pays the first $15,000 and your policy pays the next $85,000 to you for pain and suffering. Get the maximum UM you can to protect yourself and your family.

Disability - This typically pays you approximately $250 a week if you are on disability after an accident up to a maximum of $15,000.  The coverage costs about $10 a year per driver (less than a dollar a month.)

Collision - This coverage pays to repair your car even if you caused the accident. The premium is based on the value of your car. There are no “minimum” or “limits” but premiums differ based  on the deductible you choose. This coverage repairs your car when there is an accident.

Comprehensive - This will pay for damage to your car by vandalism such as stealing your radio, damage by fire, wind, hail, flood, hitting an animal, or if someone steals your car.

Liability - This is the coverage that California requires you to have. It pays for the other driver’s car and injuries if you cause an accident.

Emergency Road Service – Pays for a tow truck and this coverage is only a few dollars a year.

Car Rental Expense - This very inexpensive coverage will pay for a rental car for you while yours is being repaired, even if the accident was your fault.

What To Do In Case of an Accident - If you are in an accident, write down the (1) names, (2) addresses, (3) telephone numbers,  (4) license plates and states, and (5) driver licenses of all persons involved and the witnesses. Do not discuss the accident with anyone except the police, your insurance company and your lawyer. Do not give any recorded statement to anyone… let your lawyer handle that.

Provided by: DR. NAOTA HASHIMOTO,DC (760) 777-8377
47875 Caleo Bay Dr #A104, La Quinta, CA 92253

Why doesn’t the other guy’s insurance pay for my medical expenses and why should I use my insurance?

MEDICAL TREATMENT is expensive and you are liable for the costs.  There is a chance that the other party may never pay for your medical expenses leaving you a financial burden. MED PAY gives you peace of mind that your medical bills are covered.  If you use your health insurance, you may have to pay a deductible and co-pays to your doctor and if the health insurance finds out that you were in an accident they could request to be reimbursed.  Some people get referred to a medical provider by their attorney and the medical provider agrees to be paid months or even years later.  Since there are a limited number of medical providers who agree to this arrangement, your choice and quality of health care may be limited.   The answer is to use your MED PAY COVERAGE so you will not have to pay for medical expenses out of your pocket and get the best possible healthcare treatment available for you and your family’s injuries caused by the accident.

The Four Phases of a Whiplash Injury
During a rear-end automobile accident, your body goes through an extremely rapid and intense acceleration and deceleration.  In fact, all four phases of a whiplash injury occur in less than one-half of a second!  At each phase, there is a different force acting on the body that contributes to the overall injury, and with such a sudden and forceful movement, damage to the vertebrae, nerves, discs, muscles, and ligaments of your neck and spine can be substantial. 

Phase 1
During this first phase, your car begins to be pushed out from under you, causing your mid-back to be flattened against the back of your seat.  This results in an upward force in your cervical spine, compressing your discs and joints.  As your seat back begins to accelerate your torso forward, your head moves backward, creating a shearing force in your neck.  If your head restraint is properly adjusted, the distance your head travels backward is limited.  However, most of the damage to the spine will occur before your head reaches your head restraint.  Studies have shown that head restraints only reduce the risk of injury by 11-20%.

Phase 2
During phase two, your torso has reached peak acceleration - 1.5 to 2 times that of your vehicle itself - but your head has not yet begun to accelerate forward and continues to move rearward.  An abnormal S-curve develops in your cervical spine as your seat back recoils forward, much like a springboard, adding to the forward acceleration of the torso. Unfortunately, this forward seat back recoil occurs while your head is still moving backwards resulting in a shearing force in the neck that is one of the more damaging aspects of a whiplash injury.  Many of the bone, joint, nerve, disc and TMJ injuries that I see clinically occur during this phase.

Phase 3
During the third phase, your torso is now descending back down in your seat and your head and neck are at their peak forward acceleration.  At the same time, your car is slowing down.  If you released the pressure on your brake pedal during the first phases of the collision, it will likely be reapplied during this phase. Reapplication of the brake causes your car to slow down even quicker and increases the severity of the flexion injury of your neck.  As you move forward in your seat, any slack in your seat belt and shoulder harness is taken up.   

Phase 4
This is probably the most damaging phase of the whiplash phenomenon.  In this fourth phase, your torso is stopped by your seat belt and shoulder restraint and your head is free to move forward unimpeded.  This results in a violent forward-bending motion of your neck, straining the muscles and ligaments, tearing fibers in the spinal discs, and forcing vertebrae out of their normal position.  Your spinal cord and nerve roots get stretched and irritated, and your brain can strike the inside of your skull causing a mild to moderate brain injury.  If you are not properly restrained by your seat harness, you may suffer a concussion, or more severe brain injury, from striking the steering wheel or windshield.

WE CAN HELP YOU TAKE THE GUESS WORK OUT OF DEALING WITH THE INSURANCE COMPANIES!

Whiplash injury la quinta, indio   WHiplash Treatment la quinta, indio  Whiplash Victim indio la quinta, acupuncture, pain relief, 18 Wheeler accident Involved in a car accident www.desertpainrelief.com, la quinta, indio chiropractic  Auto car accident la quinta, indio Treatment Whiplash Auto accident attorney referrals lawyer referrals motorcycle truck car cab   Chiropractic Chiropractor Attorney Lawyer Personal Injury fractures free fully gif glossary golf greens growth guess guy habits hamstring harness headaches hip home headsets healing health healthcare healthy helpful highland highly hiring hit hollow hospital host hours hurt injury hyperextension identity important increases industry infections info inform information injuries insurance intense interesting interests intermed intermediate internet inured involved irritating isometric issue issues joint joints keyboard kids knee kneeling lawyer labels latae lateral leg levator library life lifestyle limited login lead leaving left lets liable ligaments limit links lives local member longer longevity love lumbar lumborum mail management mantra mattress  means med medical meet monitor motorcycle membership metabolism mid mild mills mind mobile moderate money month months motion motor mouse movement muscle myths neck nerve move moves moving multi muscles mva namespace office online nerver nerves net nod normal north nose note number nutrition occur occurs oprima optimum options orthotics page pain patient owe pads paid paperwork para park partners party party's passengers password patient's pay paying phase payment payout pays peace peak pectoralis pedal pelvic eople period personal personality persons perspectives phases policy phenomenon  phone pillow pinched  piriformis place plate pms pocket pointpolice policies position positive posture power prayer pregnancy ress print printable privacy prefix pressure problems process profits properly props prosperity protection protein provider providers psychology pushed puzzles quad qualified quality question quicker quit quizzes referrals raise rapid rates reached reaches read reapplication reapplied rearrearward recoilrecoils reduce refer referred refresh reimbursed reject relationship relationships relaxation released relief rely remaining remember renew renewal report reputable request required resistance resources restraint roll requires reserved resolved rest restrained restraints resulting results rights risk room roots rotation rule save saver scalene scapulae scene schedule schemas sciatica scoliosis seat section seek send separate serratus services settle severe severity shame shearing shoes shoulder show shown side sign similar sit skullslack sleep slipped slow slowing smoking sole soothing sounds spinal

Please fill out the form below for more information:

Please briefly describe your condition(s) or area(s) of interest

Load New Code


Security code required.